Porsche IS Driven

Like many of our readers, I am a Porsche owner (2013 Cayenne, with a stick- unique) but I am not a Porsche insured. The news is tempting, however, but not yet in tri-State area . Porsche Auto Insurance (PAI), has launched a new Unlimited insurance product designed for Porsche owners who drive over 10,000 miles a year. The new Unlimited product complements the original Pay-per-mile from Porsche Auto Insurance, providing customers with the option to select a fixed policy premium instead of reporting the vehicle mileage. Porsche owners with multiple vehicles can also select Pay-per-mile or Unlimited for each vehicle on their policy, choosing the insurance that best suits their lifestyle and driving habits. With either option, Porsche Auto Insurance offers agreed value coverage, Porsche Genuine Parts, and priority status at Porsche Approved Collision Centers for Porsche vehicles. Customers can also insure additional drivers and vehicles from other car manufacturers. The Porsche Auto Insurance (PAI) program was launched in 2019 and is currently available in seven states – Arizona, Georgia, Florida, Ohio, Oregon, Tennessee and Texas (note the new Unlimited product is currently not available in Florida). Porsche Auto Insurance is offered by Mile Premier LLC, a managing general insurance agency with principal offices located at PO Box 725369, Atlanta, GA 31139 DBA Porsche Auto Insurance, a wholly owned subsidiary of Mile Auto, Inc.

Porsche Financial Services, Inc. (PFS), based in Atlanta, Georgia, is the provider of leasing and financing products for Porsche in the United States. Founded in 1991, PFS provides custom financial solutions and products to Porsche customers and dealers in the United States. In 2012, PFS expanded its North America operations to become the captive finance provider for the exclusive brands of the Volkswagen Group which include Bentley, Lamborghini, and Bugatti. As an integrated premium financial services provider, every new product – whether it be a leasing offer or a service offer – contains the DNA of some of the world’s most exclusive vehicle manufacturers.

No brake pedals in sight for this enterprise.

From on high…

A  New York appellate court ruled that a worker who fell from a scaffold should have been granted partial summary judgment on his Labor Law claim. In Ruiz v. BOP 245 Park LLC, No. 159255/19, 10/31/2024, Jose Ruiz suffered injuries when he fell off a scaffold that moved while he was standing on it.

Ruiz filed suit against BOP 245 Park LLC, asserting a claim for a violation of Labor Law Section 240(1) and 241(6). As our readers know, Section 240(1) imposes absolute liability on property owners, general contractors or their agents for failing to provide adequate safety devices to protect workers from harm directly flowing from the application of the force of gravity to an object or person.

Section 241(6) applies to contractors and owners engaged in construction, excavation and demolition and requires that the work be constructed, shored, equipped, guarded, arranged, operated and conducted to provide reasonable and adequate protection and safety to workers.

Ruiz moved for summary judgment on the issue of liability, but New York County Supreme Court Justice Paul A. Goetz denied the motion.

The Appellate Division’s 1st Department said the motion should have been granted on Ruiz’s Section 240(1) claim. The court said there was undisputed evidence that he fell off a scaffold, which lacked guardrails that would have prevented his fall. In opposition, the court said, BOP failed to raise an issue of fact as to whether Ruiz was a recalcitrant worker. Though BOP introduced evidence that there was a standing order from Ruiz’s employer to use only certain scaffolds with safety railings, that there were safety railings available at the site and that they would be provided upon request, the court said this testimony does not suffice to raise an issue of fact because it came from an individual who acknowledged that he was not present on the date of the accident and offered no basis to find that he personally knew that guardrails were on hand.

The hits just keep on coming.

SA