By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President According to climate.gov, 2023 brought record climate and weather-related disasters to the United States. In all, 28 such events each caused at least $1 billion in damage, with the total exceeding $92.9 billion. Results for 2024 will be even more severe, […]
By Sav Maive | Updated: August 21, 2024 Which states take “safety first” seriously for outdoor jobs? With the Occupational Safety and Health Administration’s (OSHA) recently proposed rule for federal heat protections, Lawn Love ranked 2024’s Safest States for Outdoor Workers. We compared all 50 states and the District of Columbia based on 5 categories. We looked at legislation protecting […]
By Sue Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President Severe wind events are an all too common, and dangerous, occurrence in many areas. Tornadoes can be especially devastating to mobile or manufactured homes and their occupants. From 1996-2023, 815 people were killed in mobile homes during tornadoes. Mobile/manufactured homes represent only […]
Byline to read: By Sue Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President Few smells are more inviting than food cooking on the grill. However, grilling can be a dangerous activity. According to nfpa.org from 2017-2021, U.S. fire departments responded on average to 9,079 home and outside fires related to gas and solid […]
By KRISTIN STOUT The recent unanimous U.S. Supreme Court decision in NRA v. Vullo has been seen a direct victory for free speech, and an indirect victory for the rule of law in insurance regulation. At Truth on the Market, the International Center for Law & Economics’ (ICLE) speech expert (Senior Scholar Ben Sperry) and […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE – Senior Vice President Weather impacts every homeowner and business owner and therefore their insurers. Insurance companies are in business to pay claims, but also to make money for their stakeholders. Insurers use a variety of methods to address weather risks, including policy conditions, underwriting guidelines, […]
Overview and intent of the new legislation By Mark Mckinney In January 2024, the Federal Communications Commission (FCC) passed a law designed to close the “lead generation loophole.” This new law is a significant change from previous practices. Organizations must now obtain explicit, individual one-to-one consent from each consumer before contacting them. It also states […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Pet ownership continues to grow, especially since the Covid-19 pandemic. During the pandemic, people were forced to spend more time at home, and many continue to work remotely. The American Pet Products Association (APPA) advises that pet ownership in the United […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Batteries are a ubiquitous part of everyday life – powering everything from flashlights to electronic devices and now even bicycles and cars. According to www.des.nh.gov, the average household in the United States has 20-60 batteries at any given time. The […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Certificates of insurance (COI) are often a source of headaches for insurance agents and producers. Mishandling of certificate requests can lead to an errors and omissions exposure for the agent. Helping clients understand possible problems with certificates of insurance is another […]
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