So all your life you have been striving to do everything you can to ultimately achieve the 100% level, correct? Well that’s certainly an admirable goal…unless you’re an insurance company! Years ago when interest rates were at record highs, and carriers could invest in funds that brought double digit returns, being at a 100% combined […]
Effort Focuses on Educating Working Americans on Need to Protect Their Income PORTLAND, M.E.—In an effort to make the often- overlooked subject of disability income planning more visible, the Council for Disability Awareness (CDA) and its member companies announced the launch of the Defend Your Income movement. This educational program seeks to unite consumers, advisors, […]
McCoy v Kirsch Note: A “chupah” is a canopy, usually made of fabric supported by wooden posts, under which a bride and groom perform a traditional Jewish wedding ceremony. — LNR APPEAL by the defendants, in an action to recover damages for personal injuries, as limited by their brief, from so much an order of […]
For the year ending December 31, 2011, Direct Premium Written (DPW) for New York commercial automobile writers remained relatively flat compared to the year ending December 31, 2010, decreasing less than one percent. This decrease to New York commercial automobile DPW represents an approximately $10 million change from the prior year. In fact, DPW has […]
The surprising first person account of independent agent Ed Higgins’ growing campaign to protect auto insurance consumers from online “savings” traps This following personal account of an independent agent’s experience spans more than a two-year period and is presented here following many months of correspondence, voice mail messages, e-mail messages, industry trade publication articles, and […]
– CyberTheft is in the News Again – Umbrella Liability Limits—How High is Up? – Deduct Depreciation to Calculate ACV?—Connecticut Provides an Answer – Exclusion Of Injuries To Employees Of Independent Contractors – To be Indemnified for Legal Costs, the Hold Harmless Agreement Must Spell it Out – Exclusion of Injuries To Employees Of Independent […]
American Arbitration Association New York No-Fault Arbitration Tribunal In the Matter of the Arbitration between Lutheran Medical Center and GEICO AAA Case No. 412012029477 AAA Assessment No. 17 991 24504 12 Brynne L. Haines, Esq., Arbitrator Summary of Issues in Dispute Does Public Health Law which requires insurers to pay for hospital treatment of […]
NEW YORK—Increased regulatory, shareholder and media scrutiny combined with volatility in the global economy means that serving on the board of a company has never been so risky, according to Willis Group Holdings (NYSE:WSH), the global insurance broker, which released its latest Boardroom Guide on Executive Risk. Against a backdrop of almost unparalleled financial […]
Every day it becomes more and more evident to me that the Independent Agency System is at a critical junction. What happens going forward is dependent on the speed at which agencies can adjust to the changes in our business. Consumers have had a multi-million dollar plus annual brainwashing to convince them that insurance is […]
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