Welcome to my 50th Insight Column! I guess that makes it some kind of golden anniversary. But I look at it more as having been provided with a golden opportunity. For the past two and a half years my column has been addressing the natural tension between insurance regulators and regulatees, particularly where regulated entities […]
My “possible topics” basket is still overflowing and new items come in all the time, so here’s another round of Short Takes. The $750 Million Comma BP is claiming that an exclusion in a contractor’s policy is ambiguous because a comma is missing in its agreement with the contractor. The missing comma may cost insurers […]
Independent agents have existed for a long time and will continue to exist, maybe in smaller total numbers but evolved into very large agencies and smaller “boutique” or specialized agencies. No matter the size or nature of the agency, in order to grow organically all independent agencies will have to expand on the value that […]
From September 22 through 24, approximately 170 life insurance executives, state and national policymakers, firms that provide services to the industry, and their guests convened at The Otesaga Resort Hotel in Cooperstown, NY, to engage each other in discussion on a range of life insurance-related issues on the state, federal and international levels. The occasion […]
As an email marketing aficionado, nothing infuriates me more than misleading ‘facts.’ NOTHING! And I don’t mean the ‘email is dead’ kind of articles that emerge every so often (just to set the record straight here, email marketing is very much alive) but rather articles suggesting that email marketing is only for the big corporations, […]
As someone who has travelled quite extensively throughout the country on both business and pleasure, so many times I have been driving around and said, “Don’t people in this city know how to drive?!?!” Whether it is because of those who are texting and driving, or aggressively driving, or just trying to get home, it […]
In this case the California Court of Appeal was asked to once again apply the well-established principle that any limitation on the coverage provided by a liability insurance policy must be expressed and consistent with the reasonable expectations of the insured. Simply put, people who write insurance policies should say what they mean and do […]
By Paul Dzielinski It seems as though every time you read the newspaper or watch the evening news, there is a story about another corporation’s website being hacked and their customer data compromised. Many business owners, especially small ones, take a head-in-the-sand approach and think, “This won’t happen to us. We’re a small company and […]
Plaintiff commenced this action seeking insurance coverage from Tower for the collapse of a retaining wall in its parking lot and water damage to the interior of its building as a result of a June 23, 2011 rainstorm. Tower claimed that the insurance policy does not provide coverage for these damages and disclaimed. This matter […]
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