Federal and state laws require that employers pay employees for all hours worked. They define “hours worked” broadly to include (a) all time during which an employee is required to be on duty, on the employer’s premises, or at a prescribed workplace; and (b) all time during which an employee is permitted to work, in either express […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE – Assistant Vice President/Media Editor A safe workplace is a basic right of every employee. Protecting employees against injury, and ensuring that they have proper medical coverage in the event of an accident, is a primary responsibility of every business owner, from the small contractor to […]
I visit many agency websites as part of my daily routine. Candidly I would have to say there are very few that are inviting to the consumer looking for information and possibly an agent to help them with their insurance protection. The worst are those that say very little and many times haven’t been updated […]
The Importance of a Life Insurance Policy Review Are there hidden factors that your clients are not aware of in their financial plans that could cost them and those they care about drastic amounts of money? How frequently should you be reviewing their life insurance policy with them? Although life insurance is sometimes erroneously portrayed […]
Overall customer satisfaction remains stagnant in 2018 from 2017 (825 on a 1,000-point scale), showing that despite small businesses comprising the vast majority of businesses operating in the U.S., insurers have room to nurture this profitable market, according to the J.D. Power 2018 U.S. Small Commercial Insurance Study.SM “To remain competitive, insurers must accelerate their […]
by Elizabeth Lee Vliet, M.D. “Medicare-for-all” medicine is the ultimate goal of progressives or “liberals,” fully embraced by Democrat candidates in the midterms. Candidates claim “single-payer” government-run medicine will “solve” all the problems of Obamacare and our “broken,” purportedly free-market system. Liberal proposals ignore or deny the massive cost burden to taxpayers of “free healthcare,” […]
Creative Criminal Gets 57 Months in Prison If criminals would put in the effort and skill they use to defraud insurers they would own a multi-million dollar business. Rather, they get short term profits and then find themselves is an 8 foot by 12 foot cell in a federal prison. In United States Of America […]
In the Matter of the Arbitration between: Nu Age Medical Solutions, Inc. and American Transit Insurance Company Edited by Lawrence N. Rogak In this No-Fault arbitration, the claimant was a pedestrian standing on the sidewalk saying goodbye to the occupant of a car. When the occupant opened the car door to step out to speak […]
by Sean Jagroop There are more than 27.9 million small businesses in the United States, and each face a slew of financial responsibilities – anything from payroll and accounts receivable requirements to handling taxes. And stacked on top of these various financial responsibilities are the numerous insurance policies needed to keep a business’s property and people protected. […]
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