September 10
Single-Payer Health Care System in New York “Unsustainable”
RAND Corp. report shows the proposal is unworkable The battle lines are being drawn as the election nears. Some have observed that the leading Democratic candidates running for Governor are tripping over themselves to move to the left and to offer every freebie available, from healthcare to college education to home pizza delivery. “Single payer” […]
Tom Moran, RIP; Tech Trends to Follow
Sad news: Thomas J. Moran, a successful and caring insurance leader and philanthropist, passed away August 12th at the age of 65. Tom spent more than four decades with the Mutual of America Life Insurance Company, contributing significantly to its success. As Chairman, President, and Chief Executive Officer, he led with a style, strength, and […]
Establishing and Reviewing a Nonexempt Employee Timekeeping System
Federal and state laws require that employers pay employees for all hours worked. They define “hours worked” broadly to include (a) all time during which an employee is required to be on duty, on the employer’s premises, or at a prescribed workplace; and (b) all time during which an employee is permitted to work, in either express […]
Workers’ Compensation Basics
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE – Assistant Vice President/Media Editor A safe workplace is a basic right of every employee. Protecting employees against injury, and ensuring that they have proper medical coverage in the event of an accident, is a primary responsibility of every business owner, from the small contractor to […]
How Attractive is Your Website?
I visit many agency websites as part of my daily routine. Candidly I would have to say there are very few that are inviting to the consumer looking for information and possibly an agent to help them with their insurance protection. The worst are those that say very little and many times haven’t been updated […]
Hidden Factors that Could Cost Your Client Money
The Importance of a Life Insurance Policy Review Are there hidden factors that your clients are not aware of in their financial plans that could cost them and those they care about drastic amounts of money? How frequently should you be reviewing their life insurance policy with them? Although life insurance is sometimes erroneously portrayed […]
Small Commercial Insurance Customers Valued, Yet Underserved, J.D. Power Finds
Overall customer satisfaction remains stagnant in 2018 from 2017 (825 on a 1,000-point scale), showing that despite small businesses comprising the vast majority of businesses operating in the U.S., insurers have room to nurture this profitable market, according to the J.D. Power 2018 U.S. Small Commercial Insurance Study.SM “To remain competitive, insurers must accelerate their […]
Socialism, Corporatism, and Destruction of Patient-Centered Medical Care
by Elizabeth Lee Vliet, M.D. “Medicare-for-all” medicine is the ultimate goal of progressives or “liberals,” fully embraced by Democrat candidates in the midterms. Candidates claim “single-payer” government-run medicine will “solve” all the problems of Obamacare and our “broken,” purportedly free-market system. Liberal proposals ignore or deny the massive cost burden to taxpayers of “free healthcare,” […]
Insurance Fraud to Gain Thousands of Free Cell Phones
Creative Criminal Gets 57 Months in Prison If criminals would put in the effort and skill they use to defraud insurers they would own a multi-million dollar business. Rather, they get short term profits and then find themselves is an 8 foot by 12 foot cell in a federal prison. In United States Of America […]
