Recent data has highlighted the states where public transport users are most at risk of collisions, injuries, and fatalities, naming New York as the most dangerous state in the country. The worst states for fatalities, collisions and injuries occurring in or from public transport The data, compiled by Las Vegas personal injury lawyers H&P Law, […]
A new study has revealed the states with the fewest young homeowners, with Hawaii taking the top spot. Real estate experts at Agent Advice analyzed data from The United States Census Bureau on mortgage status based on homeowners between the ages of 15 and 34 in 2022. Hawaii ranks at the top, with 1.49% of the population being […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Batteries are a ubiquitous part of everyday life – powering everything from flashlights to electronic devices and now even bicycles and cars. According to www.des.nh.gov, the average household in the United States has 20-60 batteries at any given time. The […]
No Cause of Action for Libel, Slander or any Other Relevant Tort This is not a new case but it is important to everyone in the insurance business in California and any other state that has similar statutes. The principal issue raised is whether the insurer’s report to the Bureau of Fraudulent Claims (hereinafter Bureau) […]
No Insurance Policy Covers Every Risk of Loss In the world of business, corporations obtain commercial insurance to protect their assets, and commercial insurers customarily include exclusion provisions in their policies. Exclusion provisions dispel the notion that insurance coverage is without limits and place the insured on notice about actions or omissions that will trigger […]
Client communication, retention, technology and team morale are among agents’ top priorities, according to a Trusted Choice® report. How are independent insurance agents adapting to the hard market? Trusted Choice–the national consumer brand representing the members of the Independent Insurance Agents & Brokers of America (the Big “I”)–examines that question in-depth in its newly released report, […]
So sad to report that new nationwide research from a digital consultancy company Customertimes shows that the cost of living crisis has forced Americans to take unprecedented actions, with 1 in 5 admitting they’ve considered committing insurance fraud. Customertimes, using acute insurtech expertise, surveyed 2,000 adults to see how the economy downturn, tech adoption and […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Certificates of insurance (COI) are often a source of headaches for insurance agents and producers. Mishandling of certificate requests can lead to an errors and omissions exposure for the agent. Helping clients understand possible problems with certificates of insurance is another […]
In 2023, 44,986 motor vehicle fatalities happened in the United States averaging 3,749 deaths per month, or about 123 daily. A recent study by baderscott.com conducted a thorough analysis, identifying the safest and riskiest states for driving based on the car accident fatality rate. New York has emerged as the safest state for car driving, boasting […]
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