Cover Story
Insurance Federation Awards Free Enterprise Honors to Jesmond Gatt, Malta Financial Authority Chairman during Insurance Federation of New York’s 110th Annual Luncheon
300 gather to applaud Gatt and Public Service honoree John Crotty The Insurance Federation of New York (IFNY) recognized two outstanding leaders in our industry at its 110th Annual Award Luncheon, held at New York’s historic Union League Club. Hon. Jesmond Gatt received the Free Enterprise Award and delivered thoughtful remarks on the importance of […]
In This Issue...
Insurance Federation Awards Free Enterprise Honors to Jesmond Gatt, Malta Financial Authority Chairman during Insurance Federation of New York’s 110th Annual Luncheon
300 gather to applaud Gatt and Public Service honoree John Crotty The Insurance Federation of New York (IFNY) recognized two outstanding leaders in our industry at its 110th Annual Award Luncheon, held at New York’s historic Union League Club. Hon. Jesmond Gatt received the Free Enterprise Award and delivered thoughtful remarks on the importance of […]
IFNY Honorees Gatt, Crotty
Those who attended the Insurance Federation of New York’s 110th Annual Luncheon joined many colleagues, partners, and friends of the industry for a memorable afternoon. This year, we were honored to recognize two outstanding leaders in our industry. Hon. Jesmond Gatt, recipient of the Free Enterprise Award, delivered thoughtful remarks on the importance of innovation […]
NJYIP honors McManigal with Young Insurance Professional of the Year award
TRENTON, N.J.—The Professional Insurance Agents of New Jersey’s Young Insurance Professionals presented Josh McManigal with the NJYIP Young Insurance Professional of the Year award, at the PIANJ holiday dinner held at the Westin in Princeton, N.J. The New Jersey YIP of the Year award acknowledges the efforts of a director serving on the Young Insurance […]
Chipotle Scores Key Ruling: Rewards Points Are Not ‘Gift Cards’ Under NY and CA Law
In a closely watched consumer protection lawsuit, a federal court has ruled that Chipotle’s loyalty rewards points are not “gift certificates” or “gift cards” under either New York or California law. As a result, the plaintiffs’ claims challenging the company’s 180‑day expiration policy for rewards points were dismissed without leave to amend. The decision provides […]
Applied Underwriters Invitational Nets Record-Breaking $15.2 Million for Charities from this Year’s Expanded National Golf Tournament, World’s Largest
More than 12,000 golfers compete in 85 local competitions in more than 30 US states to boost Applied Invitational’s 38-year total to over $316 million in charitable contributions The Applied Underwriters Invitational announced record-breaking results from its annual competition, now providing $15.2 million to benefit charities across the nation. The record exceeds last year’s $14 […]
The Unattended Auto Exclusion in Jewelers Block Policies
How What Was a Clear and Ambiguous Exclusion is Made Ambiguous Jewelers Block Insurance is a specialized for of insurance designed to protect people in the jewelry business with highly valuable small items. When traveling with jewlrey the risk of loss by theft or robbery is high and the experience of insurers found that the […]
A Suit Against the NFPA Must be Filed in Federal Court
FEMA Is Not an Insurance Company In Brian Bevel v. Federal Emergency Management Agency (FEMA) , United States District Court, Middle District of Florida, 8:25-cv-02159-JLB-CPT (November 21, 2025)Judge: John L. Badalamenti resolved the dispute over insurance coverage.. Key Facts Parties and Claim: Plaintiff Brian Bevel sued FEMA for breach of an insurance contract under the […]
Governmental Immunity is not Absolute
Fact Finder Must Establish Basis for Immunity In Robert Young v. Officer John Doe et al. No. 2025 CA 0527 (La. App. 1st Cir. November 22, 2025) Robert Young sued Sid J. Gautreaux, III, in his official capacity as Sheriff of East Baton Rouge Parish (the “Sheriff”), and multiple insurance companies. The Sheriff’s Office and […]
No Coverage for Intentional Acts
When Harm is Inherent in the Nature of the Act it is Intentional In Brian Bevel v. Federal Emergency Management Agency (FEMA) , United States District Court, Middle District of Florida, 8:25-cv-02159-JLB-CPT (November 21, 2025)Judge: John L. Badalamenti resolved the dispute over insurance coverage.. Key Facts Parties and Claim: Plaintiff Brian Bevel sued FEMA for […]
Soldier Sentenced for Nigerian Romance Fraud
Guilty of Money Laundering Scheme Prison Sentence for Fraud Must be Limited to the Fraud in Which the Defendant Participated In United States v. Stephen O. Anagor, No. 2:24-CR-00019-DCLC-CRW (E.D. Tenn., Nov. 26, 2025) by Judge Clifton L. Corker the government sought to increase the defendant’s sentence because his co-conspirators added a fraudulent FBI scam […]


