By: Marilyn M. Singleton, M.D., J.D. It’s doubtful that the country will be popping bottles of champagne on January 1, 2013—we can’t afford it. But we will be throwing confetti printed by the Federal Reserve over a cliff. As of November 27, 2012, the country’s debt was $16.279 trillion—just $115 billion below the $16.394 trillion […]
We are accustomed to Newspeak from the federal government, in which words have the opposite of their traditional meaning. For example, there’s what I call UCA, the (Un)affordable Care Act. But now the problem is metastasizing to supposedly conservative publications and nominally free-market think tanks. In an article in The Weekly Standard, Eli Lehrer, president […]
The Supreme Court has ruled that Obamacare is constitutional and has upheld the law – a victory for those who want the Federal government to micromanage your life and medical care. This is a tragic defeat, however, for those who support our Founder’s vision of liberty and privacy and the right to control our private […]
By Richard G. Waterman, CPCU Everyone possesses certain biases and prejudices. These biases are usually not attributable to motivational effects such as wishful thinking or the distortion of judgments by rewards and penalties. Instead, leading research in decision making suggests that in many contexts decision makers employ intuitive, common-sense judgments to guide the simplification of […]
By Ed Gaelick, CLU, ChFC What do you do when the trust you place in a carrier is violated? You assume your producer’s agreement is in place to protect you. Think again. When we send carriers a Request For Proposal (RFP), we are trusting them to act in good faith. Sadly, I found out not […]
The old adage that “today’s dissent is tomorrow’s majority” is a powerful concept – one that sometimes comes to fruition. However, very often a dissent, while not becoming tomorrow’s majority, makes bold predictions of what may become of a majority’s holding. One not too distant dissent – a dissent whose predictions were dismissed by the […]
By Matthew Esposito Even such respected writers as Mr. Wendell Potter whose recent piece in the New York Times doubts the usefulness of this particular insurance product, may be correct about some things some of the time, but may be woefully wrong about others all of the time. Half-truths can prove inflammatory and unduly shake trust. While […]
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