By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President A home is a major investment, and every precaution should be taken to protect it. As cold weather approaches it is a good time for agents to partner with their insureds to reduce the risk of loss. Helping clients understand and […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President Nothing says romance like a candlelit dinner, and there is not a much more festive setting than a home filled with aromatic candles. However, candles pose a significant fire hazard to your insureds. Helping clients understand and manage the risks of […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President According to climate.gov, 2023 brought record climate and weather-related disasters to the United States. In all, 28 such events each caused at least $1 billion in damage, with the total exceeding $92.9 billion. Results for 2024 will be even more severe, […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President Going away to school is an exciting time for children and their parents. But, in addition to choosing classes, finding a place to live and making new friends, there are important issues that every college student needs to think about, such […]
By Sue Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President Severe wind events are an all too common, and dangerous, occurrence in many areas. Tornadoes can be especially devastating to mobile or manufactured homes and their occupants. From 1996-2023, 815 people were killed in mobile homes during tornadoes. Mobile/manufactured homes represent only […]
Byline to read: By Sue Quimby, CPCU, AU, CIC, CPIW, DAE, CLP-A – Senior Vice President Few smells are more inviting than food cooking on the grill. However, grilling can be a dangerous activity. According to nfpa.org from 2017-2021, U.S. fire departments responded on average to 9,079 home and outside fires related to gas and solid […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, DAE – Senior Vice President Weather impacts every homeowner and business owner and therefore their insurers. Insurance companies are in business to pay claims, but also to make money for their stakeholders. Insurers use a variety of methods to address weather risks, including policy conditions, underwriting guidelines, […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Pet ownership continues to grow, especially since the Covid-19 pandemic. During the pandemic, people were forced to spend more time at home, and many continue to work remotely. The American Pet Products Association (APPA) advises that pet ownership in the United […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Batteries are a ubiquitous part of everyday life – powering everything from flashlights to electronic devices and now even bicycles and cars. According to www.des.nh.gov, the average household in the United States has 20-60 batteries at any given time. The […]
By Sue C. Quimby, CPCU, AU, CIC, CPIW, CLP, DAE – Senior Vice President Certificates of insurance (COI) are often a source of headaches for insurance agents and producers. Mishandling of certificate requests can lead to an errors and omissions exposure for the agent. Helping clients understand possible problems with certificates of insurance is another […]
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