TERMS OF USE
PLEASE READ CAREFULLY BEFORE USING THIS SITE
The materials on this Web site are provided by CINN Media, Inc. for informational purposes only. Single copies may be downloaded subject to the provisions below. By downloading from this site, you agree to these terms. If you do not accept these terms, do not use this site and do not download any materials from it.
TRADEMARK INFORMATION
CINN Media, Inc.’s trademarks include the names Insurance Advocate®, Empire State Report Magazine, The Italian Journal, New York Doctor, and Capolavori, Inc. (All other brands and names are the property of their respective owners.) Thus unauthorized use of CINN Media, Inc.’s trademarks is prohibited.
OWNERSHIP OF SITE MATERIALS
Unless otherwise noted, all text, images, graphics and other materials on this site are subject to the copyrights and other intellectual property rights of CINN Media, Inc. You may download materials found on CINN Media, Inc.’s site only as set forth under the terms of the Single Copy License, below. You may not otherwise utilize these materials and under no circumstances may you copy, print, reproduce, display, modify, publish, post, transmit or otherwise distribute these materials. Any unauthorized use of materials may violate copyright, trademark and other laws.
USE OF RSS FEEDS
Unless otherwise noted, all content included in RSS feeds are subject to the copyrights and other intellectual property rights of CINN Media, Inc. RSS feeds are offered for personal and noncommercial use. You may display the headlines, active links and other information contained in the RSS feeds on your Web site, blog or similar application provided that:
• you do not edit, modify or delete any of the RSS feed content;
• you do not redistribute the RSS feeds;
• the links redirect the user to our Web sites when the user clicks on them;
• you do not insert any intermediate page, splash page or other content between the links and our web page;
If you display the RSS feed content publicly, including on your website, you must provide attribution to The Insurance Advocate, CINN Media, Inc. or the individual publication name adjacent to the RSS feed content, by including “Insurance Advocate” or a similar attribution in text adjacent to the RSS feed content. We reserve the right to discontinue providing RSS feeds and to require you to cease accessing, displaying or otherwise using the RSS feeds, or RSS feed content, at any time for any reason.
SINGLE COPY LICENSE
You may download and/or print one (1) copy of the materials on a CINN Media, Inc. site on a single computer solely for your own personal or internal non-commercial use within your organization. This is a non-transferable and non-exclusive limited usage license (and not a transfer of ownership) and you may not (a) transmit the materials to anyone else or use them for any public display or posting, (b) decompile or reverse engineer any software materials, (c) remove any copyright or other proprietary notices, (d) sell or rent the materials, or (e) create any derivative works for any public or commercial purpose or otherwise modify the materials.
Any software, including demonstration software, will be subject to additional license terms accompanying the software. Any use, reproduction or distribution of such software not in compliance with those additional licensing terms is prohibited.
Pages on this site that require a password or access code are restricted to authorized users.
DISCLAIMER
While CINN Media, Inc. uses its best efforts to make accurate postings on its sites, from time to time errors will occur. CINN Media, Inc. and/or the Insurance Advocate® therefore does not guarantee the accuracy or completeness of the materials. Note that there may be differences between the print and the electronic versions of news articles available through this site. If you discover any item which you believe may be in error, please contact us about it.
CINN Media, Inc. publications, including materials available through this site, are designed to provide accurate and authoritative information in regard to the subject matter covered. Such materials are provided with the understanding that CINN Media, Inc., as the publisher, is not engaged in rendering legal, accounting or other professional service. If legal advice or other expert assistance is required, the services of a competent professional person should be sought.
Other than for orders by parties with pre-existing written purchasing agreements with CINN Media, Inc., all orders for products or services placed through this site are subject to CINN Media, Inc.’s then current terms and conditions for such products and services. Copies of those terms will be furnished upon request.
ALL MATERIALS ON THIS SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, AND ALL WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NONINFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS, ARE EXCLUDED AND DISCLAIMED.
IN NO EVENT WILL CINN BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF REVENUE, BUSINESS INTERRUPTION OR LOSS OR DAMAGE TO DATA) ARISING OUT OF THE USE OF THIS SITE OR ANY MATERIALS APPEARING ON ITS PAGES, EVEN IF CINN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER A CLAIM IS ASSERTED IN CONTRACT, NEGLIGENCE, TORT OR OTHERWISE.
LINKS TO THIRD PARTY SITES/ADVERTISEMENTS
As a convenience for our users, CINN Media, Inc. sites may contain links to third party sites. Links also may be included in third-party advertisements on our sites. These third-party sites are not under the control of CINN Media, Inc. and CINN Media, Inc. is not responsible for the content or accuracy of those sites. With the exception of the content of Web sites identified as being co-sponsored by CINN Media, Inc., the provision of a link and/or the display of an advertisement is not to be interpreted as an endorsement of the site, its sponsor or its products. The user assumes all risk of accessing third party sites, including responsibility for reviewing the terms of usage and privacy policies of those sites.
APPLICABLE LAWS
This site is based in the United States of America. Access to materials, including product orders, is subject to U.S. export control laws. Users who access this site from other countries are responsible for compliance with applicable local laws. Access from locations where the site content is restricted or illegal is prohibited.
INQUIRIES
Questions as to the usage of this site or requests for special licenses should be directed to info@cinn.com.
GENERAL
CINN Media, Inc. reserves the right to revise these terms at any time by updating this posting. Even though you may have visited this site before, any access is subject to the then current terms and you are responsible for checking for any updates.
CINN Media, Inc.
P.O. Box 9001
Mt. Vernon, NY 10552
Last Updated: May 22, 2009
