{"id":15094,"date":"2024-11-15T09:30:24","date_gmt":"2024-11-15T04:30:24","guid":{"rendered":"https:\/\/www.insurance-advocate.com\/?p=15094"},"modified":"2024-12-17T15:27:47","modified_gmt":"2024-12-17T10:27:47","slug":"amtrust-2024-restaurant-risk-report-finds-spinal-injuries-inch-toward-six-figure-payouts-and-are-on-the-rise","status":"publish","type":"post","link":"https:\/\/www.insurance-advocate.com\/2024\/11\/15\/amtrust-2024-restaurant-risk-report-finds-spinal-injuries-inch-toward-six-figure-payouts-and-are-on-the-rise\/","title":{"rendered":"AmTrust 2024 Restaurant Risk Report Finds Spinal Injuries Inch Toward Six Figure Payouts, And Are on the Rise"},"content":{"rendered":"<p class=\"p1\"><em><strong>As restaurant workers become part of the delivery economy, spinal injuries become more prominent<\/strong><\/em><\/p>\n<p class=\"p1\">NEW YORK &#8211; AmTrust Financial Services, Inc., a global specialty property casualty insurer,has released the 2024 AmTrust Restaurant Risk Report, which identifies the most common and costly injuries in the restaurant industry in the United States.<\/p>\n<p class=\"p1\">\u00a0In a review of nearly 130,000 workers\u2019 compensation claims submitted to the company over the six-year period 2018-2023, AmTrust found that the most expensive injuries to treat are those affecting the back, which were analyzed by three distinct categories: disc, vertebrae and spinal cord.<\/p>\n<p class=\"p2\">\u00a0\u201cWhen looking at the top ten most common injuries over the past six years, we saw that, fortunately, these injuries amounted to less than one percent of all the claims we examined. But, they are by far the costliest to treat,\u201d said Matt Zender, SVP, Workers\u2019 Compensation Product Management at AmTrust. \u201cWhile not common, disc, vertebrae and spinal cord injuries are the most expensive,\u00a0with the typical paid-out claim for a worker averaging between $60,000 to $85,000.\u201d<\/p>\n<p class=\"p1\">\u00a0Zender added, \u201cOverall, back injuries have been higher than average in the last few years, which may indicate that restaurant workers are a part of our \u2018delivery economy\u2019 when it comes to lifting, straining and repetitive motions.\u201d<\/p>\n<p class=\"p1\">\u00a0Other key findings from the 2024 AmTrust Restaurant Risk Report include:<\/p>\n<p class=\"p3\">Cuts, punctures and scrapes are the most common injuries in restaurants but are relatively inexpensive to treat with an average cost of $1,798 per claim.<\/p>\n<p class=\"p4\">\u00a0Claims for burns and scalds from hot surfaces and oil are the second largest category of restaurant injuries with an average claim cost of $4,326.<\/p>\n<p class=\"p5\">\u00a0Muscle strains and sprains in the workplace \u2013 while less frequent than cuts and burns \u2013 are much more expensive to treat with an average cost per claim of $10,672 and $9,966, respectively.<\/p>\n<p class=\"p1\">\u00a0Zender concludes, \u201cIn restaurant work, musculoskeletal disorders \u2013 whether that\u2019s a bad back or sore \u2018Barista Wrist\u2019 \u2013 are clearly the most expensive injuries to treat.\u00a0We encourage restaurant owners to train employees in best practices for lifting and setting down objects and other tasks that can stress muscles and the spine. Good ergonomic practices in restaurants go a long way toward preventing injuries and controlling costs.\u201d<\/p>\n<p class=\"p1\">\u00a0To help employers reduce risk and protect employees, The Restaurant Risk Report 2024 also provides workplace safety practices that restauranteurs can implement. With the goal of protecting a restaurant\u2019s most valuable asset \u2013 their employees \u2013 these tips and best practices will help reduce employee injuries and expensive claims thereby keeping the workforce healthy and premiums low. Additional resources and helpful information to help restauranteurs can be found here: https:\/\/amtrustfinancial.com\/industries\/restaurant-insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>As restaurant workers become part of the delivery economy, spinal injuries become more prominent NEW YORK &#8211; AmTrust Financial Services, Inc., a global specialty property casualty insurer,has released the 2024 AmTrust Restaurant Risk Report, which identifies the most common and costly injuries in the restaurant industry in the United States. \u00a0In a review of nearly [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[479,494],"tags":[462],"class_list":["post-15094","post","type-post","status-publish","format-standard","hentry","category-479","category-november-2024","tag-agencies","has-post-title","has-post-date","has-post-category","has-post-tag","has-post-comment","has-post-author",""],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/posts\/15094","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/comments?post=15094"}],"version-history":[{"count":1,"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/posts\/15094\/revisions"}],"predecessor-version":[{"id":15096,"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/posts\/15094\/revisions\/15096"}],"wp:attachment":[{"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/media?parent=15094"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/categories?post=15094"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.insurance-advocate.com\/wp-json\/wp\/v2\/tags?post=15094"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}